Delaware Driver Education State Practice Test

What benefit does taking a Defensive Driver Course provide?

1. A three-point credit for penalties

2. A reduction in insurance rates

3. Eligibility for a driving permit

4. A waiver for all fines

The correct answer is: A three-point credit for penalties

Taking a Defensive Driver Course offers several benefits, with a notable one being a reduction in insurance rates. Insurance companies often reward drivers who have completed such courses by lowering their premiums, as it demonstrates a commitment to safe driving practices. This course provides drivers with techniques to anticipate and mitigate potential dangers on the road, thus reducing the likelihood of accidents. The other choices do not represent the primary benefit of a Defensive Driver Course. While obtaining a driving permit and waiving fines may be related to driving education or specific programs, they are not generally associated with the completion of a Defensive Driver Course. The concept of earning a three-point credit for penalties can vary by state and is not universally offered as a direct benefit of taking a defensive driving class. Therefore, the most accurate benefit of taking this course is the potential for reduced insurance rates, which encourages drivers to engage in safer driving habits.